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You can also view the balance on the card’s billing statement...KEY TAKEAWAYS: Personal checks are a form of payment that transfers money from your bank account to the recipient’s bank account (or cash). You must complete a personal check and sign it for it to be honored. Alternatives to personal checks include debit cards, credit cards, and money transfer apps like Venmo and Zelle.It took almost 8 years to pay off over $60,000 in every kind of debt that you could imagine. Credit cards, payday loans and other random debt. I don’t even want to get into my student loans. That’s why I’m doing this series. 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